Financial Aid Navigation
The goal of the Financial Aid/Veteran Affairs Office is to provide a comprehensive program of financial assistance for students seeking grants, work-study, scholarships, loans, veterans benefits, and child care, and to make referrals in order for students to attain their educational goals.
The first step to receiving aid is to complete the Free Application for Federal Student Aid (FAFSA). Students wishing to be considered for state aid, as well as, federal and campus-based programs such as the Federal Pell Grant, Federal SEOG and Federal Work-Study, must have their FAFSA submitted to the federal processor no later than July 1.
Childcare Grants provide childcare assistance for independent students who are parents. Although married students may be considered for assistance, single parents receive first priority. The purpose of the program is to increase the retention of eligible students so they can plan and complete a training program in order to become economically self-sufficient.
Beaufort County Community College provides information regarding VA Education Benefits through the Montgomery G.I. Bill. Students should apply if they fall into the following categories: those who have served on active duty, are a National Guardsman or Reservist, or are the spouse, widow or child of a veteran that is 100% permanently/totally disabled or deceased due to a military conflict.
Visit our VA site
Financial aid is monetary assistance provided through various sources to help you meet your financial needs while attending college.
a. Grants - This is money that you do not have to repay.
b. Work Study - This is money you actually earn. The college provides employment opportunities that will help pay for college.
c. Scholarships - These funds do not have to be repaid; however, there are often stipulations attached to the award. Visit our scholarship page for additional information.
The first step to receiving aid is to complete the Free Application for Federal Student Aid (FAFSA). Applications are available on the World Wide Web at http://www.fafsa.ed.gov. Students wishing to be considered for state aid, as well as, federal and campus-based programs such as the Federal Pell Grant, Federal SEOG and Federal Work-Study, must have their FAFSA submitted to the federal processor no later than July 1. This priority deadline is for North Carolina applicants. However, applications will still be processed after that date. It takes approximately two to three weeks for the application to be completely processed.
Students and parents are required to use an FSA ID to access certain U.S. Department of Education websites. Please note that the FSA ID replaces the PIN (personal identification number) used in the past. Your FSA ID is used to confirm your identity when accessing your financial aid information and signing your financial aid documents. We recommend you create your FSA ID before beginning the application. To create a FSA ID use the link at the top of the FAFSA's home page or go to www.fsaid.ed.gov
Yes. Financial need is determined each academic year. Therefore, you must complete a new FAFSA each academic year. It is a good idea to complete your FAFSA when you complete your federal tax return.
Financial aid is based on the principle that you and your parents have the primary responsibility for paying for your post-secondary education if you are a dependent student. This is why you may be required to report your
parent(s)' income. However, the federal government will consider you independent of your parents if one of the following requirements is met:
You are 24 years old on January 1st preceding the academic year.
You are married.
You are enrolled in a graduate program (e.g., master's or doctorate).
You have legal dependents other than a spouse that you are supporting.
You are a veteran of the United States military.
You were in foster care or were dependent or ward of the court at any time since you turned age 13.
You are or have been an emancipated minor as determined by a court in your state of legal residence.
You are or have been in legal guardianship as determined by a court in your state of legal residence.
Your high school or school district homeless liaison determined that you were an unaccompanied youth who was homeless at any time on or after July 1 of the preceding year.
The director of an emergency shelter or transitional housing program funded by the U.S. Department of Housing and Urban Development determined that you were an unaccompanied youth who was homeless at any time on or after July 1 of the preceding year.
The director of a runaway or homeless youth basic center or transitional living program determined that you were an unaccompanied youth who was homeless or were self-supporting and at risk of being homeless at any time on or after July 1 of the preceding year.
Your financial aid may come from a variety of sources and may contain a combination of the three types of aid available (grants, scholarships and work study). Once your FAFSA is submitted and processed, the Expected Family Contribution (EFC) will be computed. This EFC is determined by considering the number of persons in the household, the household income, and the number of persons from the household in college. The EFC is then subtracted from the cost of attendance. The remaining amount is the Financial Aid Award Need. Some awards (e.g., College Work-study) require supplemental applications.
Approximately two weeks after you have completed your financial aid file, and have met ALL requirements for admission, you should receive an award letter in the mail specifying the amount and type of your financial aid award.
While the process of determining your financial aid eligibility is basically the same for all applicants, there is some flexibility for specific circumstances. Situations which might merit special circumstances include 1) unusual medical and dental expenses, 2) unusual child care and dependent care costs, 3) unusual debts, 4) income reduction or nonrecurring income, and 5) a family and financial situation where a student normally considered dependent could be considered independent. If you feel you have any special circumstances that might affect the amount you and your family are expected to contribute, talk with a Financial Aid Counselor before you complete the FAFSA.
All Pell Grant awards are based on full-time status (12 credit hours or more). However, if you attend less than 12 credit hours, your award will be reduced proportionately. You may also be able to receive Work-Study, SEOG and NCCCG and NCELS if you attend less than full-time.
If you have aid in excess of your tuition/fees and bookstore charges, a check will be disbursed to you for the balance after all semester charges have been paid. Refunds checks will be made available approximately 30 days from the first day of class. If you drop classes and your enrollment status drops below full-time, your award may also be reduced.
Summer Pell grants are available to students who have remaining eligibility from the current academic year because of less than full-time enrollment during the previous fall and spring terms.
Federal and State regulations require that students receiving financial aid maintain satisfactory academic progress. One requirement is that you must complete at least 67% of the total cumulative credit hours attempted (e.g., 50 attempted credit hours, student must complete at least 33). A second requirement is that you maintain a cumulative 2.0 GPA in all coursework. Therefore, withdrawals, failing grades, and incompletes will count against you. Also, if you completely withdraw from college before the 60% point of the semester, you may be required to return all or part of the aid awarded to you.
Yes. Since applying for financial aid is a very extended process, you need to begin applying as soon as possible. However, in order for BCCC to begin to process your FAFSA, the college must have received your admissions application. Financial aid will not be awarded to students who have not been accepted to the college.
No. All associate degree programs, Practical Nursing and Basic Law Enforcement are eligible. Most diploma and certificate programs are not. Also, special credit students and students in the Division of Continuing Education students are not eligible for financial aid. If you are unsure about aid eligibility and the program you are considering, contact the Financial Aid Office for clarification.
According to the Federal Trade Commission, unscrupulous companies guarantee or promise scholarships or grants. Some guarantee that they can get scholarships on behalf of students or award them "scholarships" in exchange for an advance fee. Most offer a "money back guarantee" - but include conditions that make it impossible to get the refund. Others provide nothing for the student's advance fee-not even a list of potential sources. Some companies ask for a student's checking account to "confirm eligibility," then debit the account without the student's consent. Even if the company does provide the student with an award source(s), most often the same information is available at the Financial Aid Office for free. Click here for Scholarship Scam Homepage for more helpful information on scholarship scams, plus a list from the Federal Trade Commission (FTC) of fraudulent companies to avoid, and more.
Our Fax number is: (252) 940-6393